Looking for a no hassle approval on a low rate car loan for a new Chevy, Chrysler, Jeep, Mazda or used car in the Chattanooga, TN and Dalton, GA area? Look no further than the auto financing team at Edd Kirby's Adventure Cars! We work with the area's top auto lenders to secure a fast, low interest auto loan. Whether your credit is good or bad, Edd Kirby's Adventure Cars will work with you to find the car loan or lease in Chattanooga and Dalton that fits your budget. Begin the process of securing an auto loan or lease by filling out Edd Kirby's Adventure Cars' online finance application form from the comfort of your home or office. We will contact you as soon as we review your application.
Once you get approved, come into our dealership, located at 1501 W. Walnut Ave., Dalton, GA 30720, or search online to browse our extensive inventory of new Chevrolet, Chrysler, Mazda, Jeep and used cars. We know you'll find a car, truck or SUV suiting your lifestyle at Edd Kirby's Adventure Cars!
Feel free to contact us online, or over the phone, any time at 800-291-9086.
You can click Finance Application here and we will start the pre-approval process
Or you can fill out the short form below and we will contact you.
1501 W Walnut AveDalton, GA 30720
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.